Terms of Service

These Terms of Service ("Terms") govern your access to and use of the website and services of Reliant Risk Management ("Reliant," "we," "us," or "our"), an independent insurance brokerage. By accessing our website, requesting a quote, or otherwise engaging our services, you agree to be bound by these Terms.

1. Nature of Services

Reliant is a licensed independent insurance brokerage. We assist clients in identifying, comparing, and placing insurance coverage with third-party insurance carriers. We are not an insurance company, and we do not underwrite policies, pay claims, or guarantee coverage. All coverage is subject to the terms, conditions, exclusions, and limits of the policy issued by the insurance carrier, and to that carrier's underwriting acceptance.

2. No Legal, Tax, or Financial Advice

Information provided through our website or by our representatives is for general informational purposes only. It does not constitute legal, tax, accounting, or financial advice and should not be relied on as a substitute for advice from a qualified professional. You are responsible for reviewing your policy documents and for determining whether coverage is appropriate for your needs.

3. Quote and Application Information

You agree to provide accurate, complete, and current information when requesting a quote or applying for insurance. Misrepresentation or omission of material information may result in higher premiums, denial of coverage, rescission of a policy, or denial of a claim. Quotes are estimates only and are not binding until coverage is accepted by the carrier and bound in writing.

4. Electronic Communications

By providing your email address or phone number, you consent to receive electronic communications from us related to your inquiry, quote, or policy, including by email and SMS where you have provided that consent. Message and data rates may apply. You may withdraw consent to marketing communications at any time as described in our Privacy Policy.

5. Acceptable Use

You agree not to use our website or services in any unlawful manner, to interfere with the operation of the site, to attempt to gain unauthorized access to any systems or accounts, or to submit false, fraudulent, or misleading information.

6. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Reliant Risk Management or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.

7. Third-Party Links and Carriers

Our website may contain links to third-party websites, including insurance carriers. We do not control and are not responsible for the content, privacy practices, or services of third parties. Your relationship with any insurance carrier is governed by the policy and any agreements you enter into with that carrier.

8. Disclaimers

OUR WEBSITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT, TO THE FULLEST EXTENT PERMITTED BY LAW.

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, RELIANT RISK MANAGEMENT AND ITS OFFICERS, EMPLOYEES, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING OUT OF OR RELATING TO YOUR USE OF OUR WEBSITE OR SERVICES. NOTHING IN THESE TERMS LIMITS OR EXCLUDES ANY LIABILITY THAT CANNOT BE LIMITED OR EXCLUDED UNDER APPLICABLE LAW.

10. Indemnification

You agree to indemnify and hold harmless Reliant Risk Management and its representatives from any claims, liabilities, damages, and expenses (including reasonable attorneys' fees) arising out of your breach of these Terms or your misuse of our website or services.

11. Governing Law

These Terms are governed by the laws of the State of Ohio, without regard to its conflict of laws principles. Any dispute arising out of or relating to these Terms or our services shall be resolved exclusively in the state or federal courts located in Cuyahoga County, Ohio, and you consent to the jurisdiction of those courts.

12. Changes to These Terms

We may update these Terms from time to time. The "Last updated" date at the top of this page indicates when they were last revised. Your continued use of our website or services after changes are posted constitutes your acceptance of the updated Terms.

13. Contact

Reliant Risk Management
11201 Shaker Blvd, Suite 202 #247
Cleveland, OH 44104
Phone: (330) 709-0004
Email: info@rriskmgmt.com
NPN# 21765644